Speak with a live enrollment advisor about your student loan and available federal loan forgiveness programs.
Every program is federally backed with thorough documentation. You will have a copy to review and for your records.
Receive individual on going support once you are approved. We will help you add loans, re-apply and much, much more!
You will be informed as new programs are passed that you can take advantage of. We will also send you loan status updates.
A Direct Consolidation Loan allows you to consolidate (combine) multiple federal education loans into one loan. Through your completion of the Federal Direct Consolidation Loan Application and Promissory Note, you will confirm the loans that you want to consolidate and agree to repay the new Direct Consolidation Loan and lower payment.
Income-driven repayment plans are designed to make your student loan debt more manageable by reducing your monthly payment amount. If you need to make lower monthly payments, one of the three following income-driven plans may be right for you: • Income-Based Repayment Plan (IBR Plan) • Pay As You Earn Repayment Plan (Pay As You Earn Plan) • Income-Contingent Repayment Plan (ICR Plan)
Being in default is extremely stressful and presents a multitude of negative implications on your overall financial profile. The great news is, there are various ways for the student to get out of default and back in good standing. We can help you explore these options and, if necessary, aid you in making contact with the appropriate servicer who holds your loans.
Under all three plans, any remaining loan balance is forgiven if your federal student loans are not fully repaid at the end of the repayment period. For any income-driven repayment plan, the repayment period includes periods of economic hardship deferment and periods of repayment under certain other repayment plans